Oddłużanie w podstawowych stosunkach i dostępne

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Dodany: 2018-02-23
Kategoria: adwokat rzeszów

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 Oddłużanie w podstawowych stosunkach i dostępne metody

W ostatnich latach w Internecie możemy spotkać coraz więcej podmiotów gospodarczych, które obiecują w swoich surowcach reklamowych całkowite oddłużanie osoby zadłużonej Ile jest przy tym prawdy bardzo prosto sprawdzić. Przeważnie ich pomoc sprowadza się do zaciągnięcia jeszcze jednego kredytu, które nie jest żadnym rozwikłaniem dla osoby zadłużonej. Klarownie przeciwnie sprawia, że trudność zadłużenia staje się jeszcze bardziej palący. Klasycznym przykładem jest pewna firma, która swej działalności zajmuje się udzielaniem pożyczek pozabankowych. Przykładowo osoba, które nie uzyskała kredytu w banku, ponieważ nie zaakceptować miała zdolności kredytowej tam pożyczkę uzyskuję. Jednakże wzory umowy delikatnie mówiąc nie są dla niej pożądane. Na rękę otrzymuje sumę 4 tysięcy złotych zaś do oddania ma więcej niż kilkanaście tysięcy (sama kwota ubezpieczenia pożyczki wynosi blisko sześciu tysięcy złotych). Po takim układzie oddłużanie wydaje się być najzwyczajniej w świecie niewykonalne. Bez kozery można powiedzieć, że tego typu praktyki stanowią lichwę w granicach obowiązującego w naszym kraju prawa. Przy opinii finansowych ekspertów jedynym skutecznym sposobem na oddłużanie jest przeprowadzenie upadłości konsumenckiej. Jest to jedyna droga, aby osoba nadmiernie zadłużona zdołała wyjść na finansową przystępną. Wszystkie inne metody faktycznie naprawdę przedłużają tylko forma niewypłacalności dłużnika i odkładają ostateczne rozwiązanie na bliżej nieokreśloną przyszłość.


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