Upadłość konsumencka sytuacja dłużników modyfikuje

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Dodany: 2018-02-24
Kategoria: adwokat rzeszów

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 Upadłość konsumencka- sytuacja dłużników modyfikuje się na plus

Upadłość konsumencka to instytucja stosunkowo świeża w polskim prawie upadłościowym. Konieczność jej wprowadzanie była postulowana przez wiele okres przez praktyków i teoretyków polskiego prawodawstwa. W tymże momencie po wprowadzonej w ostatnim czasie nowelizacji upadłość konsumencka jest jeszcze bardziej osiągalna dla przeciętnego Kowalskiego, który ma poważne problemy wraz z spłatą swoich zaciągniętych deklaracji. Kwestią podstawową jest argument, że dana osoba popadła w stan niewypłacalności jak i również nie jest w stanie terminowo regulować swoich zobowiązań. Następnym czynnikiem jest okoliczność jakim sposobem doszło do powstania konkretnego stanu niewypłacalności. Zasadnicza wydaje się, bowiem różnica między osobowością, która bezwiednie zaciągała kredyty na zachcianki życiowe (np. nowy telewizor plazmowy do salonu albo egzotyczne wakacje w tropikach) od ludzie, która w skutek np. przypadku samochodowego została inwalidą, otrzymała niewielką rentę i nie może spłacać zaciągniętych długów. Upadłość konsumencka jest szansą dzięki powrót do normalnego życia bez komorników i natarczywej windykacji. W tym momencie złożenie wniosku o ogłoszenie upadłości konsumenckiej łączy się z pokryciem kosztów rozstrzygających rzędu tylko 30 zł (wcześniej było to aż tysiąc złotych). Dlatego też osób, które skorzystały spośród takiego rozwiązania jest z każdym miesiącem w własnym kraju coraz więcej.


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