Upadłość konsumencka w jakich warunkach opłaca się

Informacje:

Dodany: 2018-02-24
Kategoria: adwokat rzeszów

Tagi dla artykułu:


 Upadłość konsumencka- w jakich warunkach opłaca się ogłosić bankructwo

Stara rzymska zasada prawa oznacza, że zawartych umów trzeba dotrzymywać. Można, zatem wnioskować, że każda podpisana porozumienie pożyczki czy też pożyczki powinna stać się zrealizowana poprzez sumienną spłatę pożyczonej kwoty wraz z odsetkami, jaki zostały przewidziane w treści umowy. Praktyka życiowa pokazuje jednak, że występuje wiele wydarzeń, które uniemożliwiają zwrot zaciągniętego kredytu lub pożyczki. Niekiedy, aby odzyskać wolność kredytową konieczną staje się upadłość konsumencka. Mamy tu na sądzi szczególnie przypadku osób, które bardzo często nie z własnej winy popadły przy stan niewypłacalności. Jest to podstawowy czynnik, jaki musi wystąpić, aby postępowanie upadłościowe zakończyły się pozytywnie dla osoby zadłużonej. Upadłość konsumencka przy polskim systemie prawnym to instytucja stosunkowo nowa (wcześniej z możliwości ogłoszenia zdołali skorzystać jedynie przedsiębiorcy). Jaki jest skutek ogłoszenia takiej upadłości? Od razu jest to przede wszystkim ustanowienie syndyka dla osoby składającej konkluzja. Sprawdza on jak duże jest faktycznie zadłużenie dłużnika, z czego się podtrzymuje, ile wynoszą koszty utrzymania jego i jego bliskich. Syndyk ustala stosowny zamiar spłaty, który dłużnik ma obowiązek wypełnić, aby upadłość konsumencka doszła do skutku. Według bieżących przepisów z upadłości klient może skorzystać raz na dziesięć lat.


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