Upadłość konsumencka z czego winien składać

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Dodany: 2018-02-24
Kategoria: adwokat rzeszów

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 Upadłość konsumencka, z czego winien składać się wniosek

Upadłość konsumencka w 2016 roku to niezwykle gorący problem, zwłaszcza wśród osób, które w przeszłości wzięły wiele deklaracji a w tej chwili nie radzą sobie z ich zwrotem. Możemy, tym samym postawić tutaj pytanie, z czym wiąże się tak wielkie zainteresowanie właśnie tą instytucją prawną (wszak przepisy te zostały wprowadzone już z końcem 2009 roku kalendarzowego). Jak się, albowiem objawia wszystko jest powiązane z nowelizacją tych uregulowań ustawowych, jaka nastała w grudniu 2014 roku Od tej chwili mechanizm ogłoszenia upadłości uległ poważnej liberalizacji, przez co może z niej korzystać coraz więcej osób posiadających spore zmartwienia ze swoim długiem.

Dla tego przykładu okazuje się, że rok 2016 jest rokiem przełomowym, gdy chodzi o upadłość konsumencką. Na chwilę aktualną możemy, albowiem już liczyć orzeczenia sądowe w tym temacie na setki spraw (w pierwszym roku działania przepisów było to zaledwie parenaście orzeczeń na kilkaset sporządzonych wniosków). Jesteśmy w stanie zauważyć, że sądy coraz przychylniej podchodzą do problemów osób zadłużonych.

W praktyce jak się, albowiem okazuje upadłość konsumencka jest wyłącznym rozsądnym rozstrzygnięciem dla osób, które popadły w spiralę obciążenia i nie posiadają faktycznych szans na spłatę swojego zadłużenia. Każdy, kto posiada, chociaż minimalną styczność z branżą kredytową bądź pożyczkową zna przypadki osób, które częstokroć nie z własnej winy znalazły się w kredytowej pułapce (np. zadłużyły się ponad stan, aby ocalić ciężko chorego członka rodziny).


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